A properly documented loan application makes your loan process go smoothly.
This checklist will help you gather your paperwork.
Choose to complete our ONLINE APPLICATION (preferred method) , or DOWNLOAD PDF and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application, cross it out, and make a change. Do NOT use whiteout, especially if you choose to APPLY ONLINE , as that will certainly damage your screen :-)
SALARIED EMPLOYEE or SELF-EMPLOYED?
(Note: provide copies of all requested documents. Do not provide original documents.)
if you are a salaried employee
If you are salaried: provide W-2's for the previous two years and one month of paystubs.
if you are self- employed
If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement.